As most established companies are now internet based, it's easy to shop
Bear in mind the following points
The same policy can cost significantly less with one company than it
does with another. Get several policy quotes from different companies before
Comparing only the price of the premium can be misleading. Check what
the policy actually covers you for.
Higher excess level (the amount of a claim that you have to pay) will
normally mean a lower premium, however if you are unfortunate enough to have
to make a claim it will cost you more.
No claims discount
Insurance companies reward careful drivers with no-claims discounts.
Give a detailed account of your driving history. If you're a new driver,
find a company that offers competitive rates to drivers seeking insurance
for the first time.
Special Groups (e.g. Women only)
Women are statistically safer drivers than men. As a result, some
companies offer lower premiums to female drivers.
Most companies give the option of either paying all your premium in one
go or making monthly payments for a small extra charge